average apr for credit cards

Quick Facts and Stats The average APR for new credit card offers was 20. prequalified credit cards 93% as of Q3 2023 and was relatively flat over the previous 6 months. movie gift cards The highest average APR was 20 93%, and the lowest was 20 18% ³ The average APR for rewards cards is 13 23% ⁴ A typical penalty APR is 29 99% ⁵